A good credit score has its advantages but it doesn't mean that having a low credit score, makes you a lesser American consumers. Infact, the last 2 decades have made it much easier to get a subprime mortgage refinance loan. A large variety of loan products are now available to people with bad credit - Home Equity Loans, Cash Out Refinance Loans, 125% HELOCs, Interset Only Loans, Debt Consolidation Loans, etc.
Whether you live in Columbia, Charleston, North Charleston, Greenville or Hilton Head - get a Cash out refinance loan, Home equity loan or HELOC (line of credit) - Up to 125% LTV Equity.
APPLY Now by completeing a quick 2 Minute Application. No Fees! No Obligation.
Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.
SC Bad Credit Refinance Loans With Low Credit Scores | |
| 125% Home Equity loans, allow you to replace your existing mortgage loan with a loan that is 125% of its value. For example, if your home is worth $100,000, you can get a $30,000 refinance loan assuming, you have $95,000 left on your home loan. (($100,000*125%)-$95,000). | |
| The homeownership rate in South Carolina is 74%, beating the national average of 64%. With homewoners having an average of 9% equity in their homes, most are consolidating debts, refurbishing their homes or enjoying a much needed family vacation. | |
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GetSmart (service of lendingtree). Getsmart works with over 200 lenders to find you the best interest rates and loan terms, even if, you have less-than-perfect credit. You can get 4 or 5 offers on your loan request and choose the best loan for your situation. A history of bankruptcy is not a problem. The loan application is fast and easy. Highly recommended. The loan application is fast and easy. Highly recommended. Savings. Savings.com specializes in subprime loans and has a solid reputation of working with consumers with low credit scores or a history of bankruptcy. Highly recommended. MyHomeEquity (service of Citibank). MyHomeEquity has extremely competitive interest rates, if you qualify for a loan. They offer low payment, fixed rate home equity loans and HELOC loans. LoanWeb. Loanweb offers a diverse array of financial products including mortgage loans, auto loans and personal loans. They work with consumers with all types of credit: great, good, fair and poor. America's Lending Partner also works with a large lender network to bring you multiple quotes on your loan request. Bad crdit or a history of bankruptcy is not an issue. | |
| South Carolina Home Prices |
| Area | Median Price |
|---|---|
| Charleston - North Charleston, SC | $216,100 |
| Columbia, SC | $140,100 |
| Greenville, SC | $156,300 |
| Spartanburg, SC | $127,900 |
| * National Association of Realtors - 2006 3rd quarter. |
South Carolina bad credit mortage refinance Loans, South Carolina bad credit 125% HELOC loans, South Carolina bad credit 125% home equity loans and South Carolina bad credit cash out refinance loans offered in: Columbia, SC Charleston, SC North Charleston, SC Rock Hill, SC Mount Pleasant, SC Greenville, SC Sumter, SC Spartanburg, SC Summerville, SC Hilton Head Island, SC