A good credit score has its advantages but there are also a large variety of loan products available to people with bad credit - Home Equity Loans, Cash Out Refinance Loans, Interest Only Loans, Debt Consolidation Loans, etc.

APPLY Now - quick 2 Minute application. No Fees! No Obligation. Credit scores of 640 & up - qualify.

Whether you live in Columbia, Charleston, North Charleston, Greenville or Hilton Head - get a Cash out refinance loan, Home equity loan or HELOC (line of credit) - Up to 125% LTV Equity.

Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.

South Carolina Low Credit Score Cash out, Home Equity Loans & HELOC Up to 125% LTV

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125% Home Equity loans, allow you to replace your existing mortgage loan with a loan that is 125% of its value. For example, if your home is worth $100,000, you can get a $30,000 refinance loan assuming, you have $95,000 left on your home loan. (($100,000*125%)-$95,000).

The homeownership rate in South Carolina is 74%, beating the national average of 64%. With homewoners having an average of 9% equity in their homes, most are consolidating debts, refurbishing their homes or enjoying a much needed family vacation.

South Carolina Home Prices
AreaMedian Price
Charleston - North Charleston, SC $216,100
Columbia, SC $140,100
Greenville, SC $156,300
Spartanburg, SC $127,900
* National Association of Realtors - 2006 3rd quarter.

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South Carolina bad credit mortage refinance Loans, South Carolina bad credit 125% HELOC loans, South Carolina bad credit 125% home equity loans and South Carolina bad credit cash out refinance loans offered in: Columbia, SC Charleston, SC North Charleston, SC Rock Hill, SC Mount Pleasant, SC Greenville, SC Sumter, SC Spartanburg, SC Summerville, SC Hilton Head Island, SC