Your credit score may have dipped, since you purchased your home, for a variety of reasons - large credit card debt, job loss, bankruptcy, etc. If you need a refinance loan, get a Cash Out Refinance Loan, Home Equity Loan, Home Equity Line of Credit (HELOC) or Debt Consolidation loan. Credit scores of 650 & up - qualify.

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Whether you live in Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville - get a Cash out refinance loan, Home equity loan or HELOC (line of credit).

Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.

North Carolina Low Credit Score Cash Out, Home Equity Loans & HELOC Up to 125%

If you have a less-than-perfect credit history, you may think that you cannot get a refinance loan - you can.

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Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.

A 125% refinance mortgage is a loan that is 125% of your current mortgage loan. For example, you can replace your $150,000 mortgage with a new loan that is $187,500 ($150,000 *125%), thereby taking $42,500 (assuming you still owe $145,000 on the loan) out of your home for debt consolidation, home improvement, etc.

North Carolina has a homeownership of 71%, beating the national average of 64%. Most homeowners have an average of 7% or more equity in their homes!.

North Carolina Home Prices
AreaMedian Price
Durham, NC $176,000
Greensboro - High Point, NC $151,900
Charlotte - Gastonia - Concord, NC/SC $198,300
Virginia Beach - Norfolk - Newsport News, VA/NC $243,800
Raleigh - Cary, NC $213,500
* National Association of Realtors - 2006 3rd quarter.

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North Carolina bad credit mortage refinance Loans, North Carolina bad credit 125% HELOC loans, North Carolina bad credit 125% home equity loans and North Carolina bad credit cash out refinance loans offered in: Charlotte, NC Raleigh, NC Greensboro, NC Durham, NC Winston-Salem, NC Fayetteville, NC Cary, NC Wilmington, NC High Point, Asheville, NC