If you need to refinance your existing home mortgage loan to pay for home repairs, large credit card debts, medical bills, etc - get a Home Equity Loan, HELOC, Cash Out or Debt Consolidation Loan - today! Credit scores of 550 & up, qualify.

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Whether you live in New Orleans, Baton Rouge, Shreveport, Lafayette or Lake Charles - get a Cash out refinance loan, Home equity loan or HELOC (line of credit).

Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.

Louisiana Low FICO Score Cash out, HELOC and Home Equity Loans - Up to 125% LTV

To Hurricane Katrina victims - Our prayers are always with you till the end.

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A 125% home equity loan or 125% LTV refinance loan allows you to get a new loan that is 125% of your existing home's loan. The purpose of 125% loans is to allow you to get the most cash out of the refinance process. If your home is valued at $100,000 and you owe $95,000 - you can net a loan of $30,000 (($100,000*125%)-$95,000)).
Louisiana has a higher than average homeownership rate of 72.5%, beating the national average of 64%. Homes have also appreciated 7% or more, allowing homeowners to make the necessary home repairs to their properties in the last year.

Louisiana Home Prices
AreaMedian Price
Baton Rouge, LA $178,400
New Orleans - Matairie-Kenner, LA $174,500
Shreveport - Bossier City, LA $132,000
* National Association of Realtors - 2006 3rd quarter.

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Louisiana bad credit mortage refinance Loans, Louisiana bad credit 125% HELOC loans, Louisiana bad credit 125% home equity loans and Louisiana bad credit cash out refinance loans offered in: New Orleans, LA Baton Rouge, LA Shreveport, LA Lafayette, LA Lake Charles, LA Kenner, LA Bossier City, LA Monroe, LA Alexandria, LA New Iberia, LA