To Hurricane Katrina victims - Our prayers and thoughts are with you as you navigate these trying times.
If you need to refinance your existing home mortgage loan to finance home repairs, pay off credit card bills, medical bills, etc - get a loan, with no hassles. Even if, you have a low credit score below 500 or below 600, you can get a Home Equity Loan, HELOC or Cash Out Refinance Loan - up to 125% LTV Refinance Loan.
Whether you live in New Orleans, Baton Rouge, Shreveport, Lafayette or Lake Charles - get a Cash out refinance loan, Home equity loan or HELOC (line of credit).
APPLY Now by completeing a quick 2 Minute Application. No Fees! No Obligation.
Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.
Louisiana low credit score refinance loans | |
| A 125% home equity loan or 125% LTV refinance loan allows you to get a new loan that is 125% of your existing home's loan. The purpose of 125% loans is to allow you to get the most cash out of the refinance process. If your home is valued at $100,000 and you owe $95,000 - you can net a loan of $30,000 (($100,000*125%)-$95,000)). | |
| Louisiana has a higher than average homeownership rate of 72.5%, beating the national average of 64%. Homes have also appreciated 7% or more, allowing homeowners to make the necessary home repairs to their properties in the last year. | |
| Louisiana Home Prices |
| Area | Median Price |
|---|---|
| Baton Rouge, LA | $178,400 |
| New Orleans - Matairie-Kenner, LA | $174,500 |
| Shreveport - Bossier City, LA | $132,000 |
| * National Association of Realtors - 2006 3rd quarter. |
GetSmart (service of lendingtree). Getsmart works with over 200 lenders to find you the best interest rates and loan terms, even if, you have less-than-perfect credit. You can get 4 or 5 offers on your loan request and choose the best loan for your situation. A history of bankruptcy is not a problem. The loan application is fast and easy. Highly recommended. The loan application is fast and easy. Highly recommended.
Savings. Savings.com specializes in subprime loans and has a solid reputation of working with consumers with low credit scores or a history of bankruptcy. Highly recommended.
MyHomeEquity (service of Citibank). MyHomeEquity has extremely competitive interest rates, if you qualify for a loan. They offer low payment, fixed rate home equity loans and HELOC loans.
LoanWeb. Loanweb offers a diverse array of financial products including mortgage loans, auto loans and personal loans. They work with consumers with all types of credit: great, good, fair and poor.
America's Lending Partner also works with a large lender network to bring you multiple quotes on your loan request. Bad crdit or a history of bankruptcy is not an issue.
Louisiana bad credit mortage refinance Loans, Louisiana bad credit 125% HELOC loans, Louisiana bad credit 125% home equity loans and Louisiana bad credit cash out refinance loans offered in: New Orleans, LA Baton Rouge, LA Shreveport, LA Lafayette, LA Lake Charles, LA Kenner, LA Bossier City, LA Monroe, LA Alexandria, LA New Iberia, LA