Even if, you have a history of bankruptcy - you can get a refinance loan. The last 2 decades have been great for consumers because a low credit score does eliminate your ability to get a loan. The most important aspect of getting a loan, is to find a lender, who specializes in subprime refinance loans.
Whether you live in Lexington, Louisville, Owensboro, or a small town in Kentucky - get a Cash out refinance loan, Home equity loan or HELOC (line of credit) - up to 125% LTV (Loan-to-value).
APPLY Now by completeing a quick 2 Minute Application. No Fees! No Obligation.
Your application will be matched to loan products that meets your needs. You will be able compare loan quotes and choose the best loan for your specific situation.
KY Bad Credit Refinance Loans With Low Credit Scores | |
| 125% Refinance Loans - Explained: A 125% Refinance Loan works as follows. You have a home that is worth $100,000. Your outstanding mortgage balance is $97,000. You can get a 125% Home Equity Loan to take $28,000 cash out of your home. (($100,000*125%)-$97,000)). | |
| The Bluegrass State has a homeownership rate of 71.6%, far exceeding the national homeownership rate of 64%. Most homes have appreciated 6.3% or more in value, depending on one's area of residence. | |
GetSmart (service of lendingtree). Getsmart works with over 200 lenders to find you the best interest rates and loan terms, even if, you have less-than-perfect credit. You can get 4 or 5 offers on your loan request and choose the best loan for your situation. A history of bankruptcy is not a problem. The loan application is fast and easy. Highly recommended. The loan application is fast and easy. Highly recommended. Savings. Savings.com specializes in subprime loans and has a solid reputation of working with consumers with low credit scores or a history of bankruptcy. Highly recommended. MyHomeEquity (service of Citibank). MyHomeEquity has extremely competitive interest rates, if you qualify for a loan. They offer low payment, fixed rate home equity loans and HELOC loans. LoanWeb. Loanweb offers a diverse array of financial products including mortgage loans, auto loans and personal loans. They work with consumers with all types of credit: great, good, fair and poor. America's Lending Partner also works with a large lender network to bring you multiple quotes on your loan request. Bad crdit or a history of bankruptcy is not an issue. | |
| Kentucky Home Prices |
| Area | Median Price |
|---|---|
| Lexington - Fayette, KY | $149,000 |
| Louisville, KY | $142,500 |
| * National Association of Realtors - 2006 3rd quarter. |
Kentucky bad credit mortage refinance Loans, Kentucky bad credit 125% HELOC loans, Kentucky bad credit 125% home equity loans and Kentucky bad credit cash out refinance loans offered in: Louisville/Jefferson County, KY Lexington-Fayette, KY Owensboro, KY Bowling Green, KY Covington, KY Richmond, KY Hopkinsville, KY Henderson, KY Frankfort, KY Florence, KY