If you are thinking about buying a home, your first step is to find out how much you qualify for. Complete our simple 1 minute form and get quotes on the best interest rates available in your state..
ARM (Adjustable Rate Mortgage) - An ARM loan (e.g. 5/1 ARM) that has a fixed mortgage interest rate for a specified time - in this case 5 years and then adjusts yearly after that. ARM loans are best for people, who plan to stay in their homes for 3, 5 or 7 years. They carry lower interest rates and therefore make your monthly mortgage loah lower.
Interest Only - An Interest Only allows you to get a mortgage and pay only the interest fee but not the principle, for 3, 5 or 7 years. These loans make your monthly loan payments extremely affordable and are also great for people who will live in their homes for a short period of time. After the specified period of time, your loan adjust to include principle.
Fixed Rate (15 or 30 years) - A fixed rate mortgage is best when you plan to stay in your home for a long period of time. Your interest rate will be slighly higher but your mortgage payment will be steady for 15 or 30 years.
Bad Credit Home Loans up to 100% financing in: Louisiana (LA), Georgia (GA), Maryland (MD), North Carolina (NC), South Carolina (SC), Kentucky (KY), Texas (TX), Mississippi (MS), Tennessee (TN), Alabama (AL), Arkansas (AR), FLorida (FL), West Virginia (WV), Virginia (VA) and Missouri (MO). |
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Home Purchase Mortgage Loan Lenders |
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100% mortgages and 100% no money down home loans offered in offered in: Alabama (AL) Arkansas (AR) Florida (FL) Georgia (GA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maryland (MD) Mississippi (MS) Missouri (MO) North Carolina (NC) South Carolina (SC) Tennessee (TN) Texas (TX) Virginia (VA) West Virginia (WV) Houston San Antonio Baltimore New Orleans Miami Tampa Memphis Charlotte Dallas Austin Denver Raleigh Memphis